Forgotten pensions

Date Added:  16-01-2017  File Type: .pdf  Filesize: 140kb

The extent to which pension policies are being forgotten has been revealed in research from Aviva. A survey of almost ten thousand people who hold a pension has revealed that just under one in eight (13%) admitted they have at least one pension that they had forgotten about. This is equal to more than 2.5 million pension policies currently sitting in the back of people’s minds


2016/17 Year End Planning

Date Added:  16-01-2017  File Type: .pdf  Filesize: 78.5kb

The 2016/17 year end for tax planning purposes is now only a matter of months away, with the deadline approaching on 5 April. Effective tax planning is about knowing the personal and business taxes you are liable to pay and acting to legally minimise them. It is also about maximising your net income and creating opportunities to invest and save tax-efficiently for the current and future needs of your business, your family and yourself.


2017 investment outlook

Date Added:  16-01-2017  File Type: .pdf  Filesize: 81.6kb

After a game-changing 2016, the investment environment was not only mixed but characterised by uneven global growth and political events such as Brexit and the US elections.


Planning for life beyond work

Date Added:  20-12-2016  File Type: .pdf  Filesize: 97kb

Nobody knows quite what the future holds. Changing life plans and priorities will mean we encounter varying income needs and goals throughout our life, and when saving for retirement certain innate behavioural traits will influence our decision-making.


Money purchase annual allowance

Date Added:  20-12-2016  File Type: .pdf  Filesize: 118kb

Chancellor of the Exchequer, Philip Hammond, announced during the Autumn Statement to Parliament on Wednesday 23 November 2016 that the Money Purchase Annual Allowance (MPAA), an annual amount individuals can contribute to defined contribution pensions after having previously accessed a pension flexibly, will be reduced from £10,000 to £4,000 and come into force from April 2017.


Creating the life you want

Date Added:  20-12-2016  File Type: .pdf  Filesize: 283kb

Anything is possible when you manage your money the right way. Whatever your goals in life are, careful planning and successful investing of your wealth can help you get there. Investments can offer both risk and return, and, generally, the bigger the risk, the greater the potential return.


Consolidating your pension pots

Date Added:  07-12-2016  File Type: .pdf  Filesize: 84.8KB

Have you ever considered moving and consolidating your pension to another scheme or provider? There are a whole host of reasons why people might want to do this before they reach retirement. Some are looking for better fund performance, lower charges or better death benefits; others are simply changing jobs.