The information in this e-mail is confidential and may be read, copied or used only by the intended recipients. If you have received it in error please contact the sender immediately by returning the e-mail or by telephoning the number at the bottom of this notice. Please delete this e-mail and do not disclose any of its contents. No responsibility is accepted for loss or damage arising from viruses or changes made to this message after it was sent. Ludlow, is the trading style of Ludlow Wealth Management Group Ltd and the following wholly owned subsidiaries:  Ludlow (Cheshire) Ltd, Ludlow (Preston), Ltd Ludlow (Fylde) Ltd, all registered in England & Wales at 172 Lord Street, Southport, PR9 0QA, 01704 500324.  Company numbers: Ludlow Wealth Management Group Ltd 03193392, Ludlow (Cheshire) Ltd 02151812, Ludlow (Preston) Ltd 02177179, Ludlow (Fylde) Ltd 02450735.  Authorised and regulated by the Financial Services Authority: Ludlow Wealth Management Group Ltd 232236, Ludlow (Cheshire) Ltd 138307, Ludlow (Preston) Ltd 137314, Ludlow (Fylde) Ltd 438302.